What’s new

Major

• NewBills & obligations — confirm the bills we spot (or dismiss the ones that aren't), and add your loans and insurance policies. Loans now count against your net worth, and Ask knows your next EMI, what's left on a loan, and when each policy renews.
• NewAsk can look ahead — “What's going out next month?” lists every bill, EMI, premium and card due coming up, alongside the FDs maturing and interest being paid to you, with the net.
• NewTax estimates — see how much of your 80C and 80D you've used, the FD interest each bank will report (and whether TDS will be cut), and your capital gains for the financial year. An estimate from your own data, never tax advice.
• NewTags for trips and projects — tag transactions one by one or everything between two dates, filter by tag, and ask “How much did the Goa trip cost?”
• NewCredit-card dues — Ask tells you when each card is due, how much, whether you've paid it, and how much of your limit you're using.
• FixedAsk's spending totals no longer count card-bill payments and investments as spending — a month that Ask put at ₹4.1 lakh was really ₹1.2 lakh of spending. Answers now say exactly how much was set aside as transfers.
• NewAsk answers more of your questions — “Is my data up to date?”, “Who owes whom this month?”, “Which bills are due this week?”, financial-year questions (April to March), and how much monthly income your FDs pay out.
• NewAsk answers yes-or-no questions about your own history — “Was my electricity bill lower last month than the previous six?” now opens with a straight Yes or No, then the months that prove it.
• NewAsk tells you the chance you'll go over a budget this month — “What's the chance I go over my ₹5,000 Lego budget?” — worked out from how your own past months actually played out, never guessed.
• ImprovedEvery Ask answer is now double-checked against your data by a second, independent model, and anything it doubts is re-answered by a stronger one before you see it.

Minor

• ImprovedAsk splits your net worth by asset type and by family member, and tracks how each has moved over time.
• ImprovedThe app now runs from Mumbai, next to your data, and Ask answers cost less to produce.
• FixedA statement import can no longer end up “imported” with no transactions — if saving fails, nothing is kept and you're told to try again, and slow name-tidying can't hold an import up any more.
• ImprovedAsk can find a transaction by your own note (“the gift for mom”) or by the currency you paid in (“how much did I spend in USD?”), and PPF, EPF and NPS balances no longer skew FD maturity and interest-rate answers.
• ImprovedA thumbs-down on an Ask answer can now say what was off, so the next version gets it right.
• ImprovedAsk runs on newer, faster models — answers come back quicker and more consistently.
• FixedAsk totals over long stretches (“how much this year?”) no longer come up short — every matching transaction is counted, however long your history.
• FixedAsking about “BOI” or “Bank of India” no longer pulls in State Bank of India deposits.
• FixedThe ₹ sign no longer occasionally appears twice in an Ask answer.

Major

• NewAxis Bank One Glance statements import directly — every transaction, matched to the statement's closing balance to the paisa.
• ImprovedStatements from banks we haven't seen before are read far more reliably — if the first read doesn't add up, a second pass reads the page layout itself (scanned statements included, now up to 12 pages) and keeps whichever version balances.

Minor

• ImprovedUpload statements up to 4 MB (up from 1 MB), with a clear message if a file is too large.
• FixedSome bank statements quietly lost their first transaction while still appearing to balance — every row now comes through.
• FixedA failed upload always shows a clear message and a way forward instead of leaving the import panel stuck, and the page now checks before a refresh discards a statement you were about to share.
• FixedAn Axis statement is no longer mistaken for ICICI just because one of its payments mentioned ICICI.

Major

• NewA “Typical month” figure and a “One-off outlays” card on the dashboard — your everyday run-rate with big one-off purchases set aside and listed separately (each shown as how many months of normal spending it equals). One month that read ₹4.5 lakh is really ₹59,000 of everyday spending.
• NewFamily: the head can now add a deposit or investment on a member's behalf, and each member's page shows their asset mix and how it tracks their target — just like your own Investments page.
• NewA printable Maturity schedule — every deposit by due date with its full account number and a running total, ready to take to the bank. Print it on its own, or as part of the full statement.

Minor

• NewRicher deposit filters — filter by instrument (FD, RD, PPF, and the rest) and by a maturity date range you choose, with a running total of exactly what you're looking at.
• ImprovedHoldings and merchant names read cleaner — stocks show “1,250 shares · ₹129.76 each” instead of a bare “1250 units”, and UPI payees come through in full without their bank and payment codes stuck on (“A Deepak R Axl Kotak Mahi” → “A Deepak R”).
• ImprovedThe Investments page is far easier to scan — deposit filters now fit on one line, every balance lines up in a single column, and each deposit is tagged with its type (FD, PPF, NPS…) in its own colour-coded column. Each holding takes two lines instead of three, with Edit and Delete tucked away until you hover, and the second line now names the figure it's showing, so the invested and current amounts can never be mistaken for each other.
• FixedPrinting now covers everyone. An HUF, or a family member who hasn't signed in yet, can be printed like anyone else — they were missing from the list entirely — each person's portfolio starts on its own page, and the family statement counts every portfolio it actually includes.
• Fixed“Heads up” alerts are far quieter and worth reading — they now need a real amount of money behind them and no longer mistake a bill that lands every other month for a spending spree.
• FixedRefreshing prices reaches more of your stocks — a few added without a stock symbol were stuck at an old price and now update, and the button tells you if any still can't be matched.

Major

• NewAccounts can belong to a person, and Review now shows and filters by who each transaction is for — so in a shared household you can clear just your own queue without touching anyone else's.
• ImprovedCorrecting a category now teaches the app the brand, not just that one line — one Swiggy fix covers all 25 ways your banks spell it, and shop names no longer carry the till's city and type (three “Westside” variants become one). Your existing rules were rebuilt the same way, so the backlog is already cleared. Across your history: 39% correctly sorted → 99%.
• NewSetup now brings in your money right away — upload one bank or card statement during onboarding and your dashboard has real numbers the moment you finish, instead of starting empty. No statement handy? Skip it, or set up email forwarding — you can import anytime.
• NewSpends in a foreign currency are converted to your home currency automatically, with the original amount and rate kept underneath (e.g. “USD 37.89 @ 83.40”).

Minor

• Fixed“Ask your money” answers are more trustworthy: a question about a category it can't match now says so instead of quietly answering with your total spend, every figure carries the ₹ sign, replies come back faster (the checks now run at once rather than one after another) and each answer shows what it actually looked at. A weak answer is retried on a stronger model instead of being served as-is.
• Fixed“Ask your money” now understands bank initials (asking about “BOI” finds your Bank of India deposits) and no longer double-counts a renewed FD's old closed term when it totals a bank.
• FixedThings now render the way they were meant to — amounts are easier to read, with the ₹ sign sized to match your figures and a small gap after it instead of running straight into the first digit (the numeric typeface has no rupee sign at all, so it was being drawn by a system font at 134% size). Also: two people could end up sharing a colour in the family By-member chart, and section headings across the app were coming out grey instead of their proper colour and weight.
• FixedLong transaction histories no longer get cut off. Older transactions could drop out of the list once you had thousands, which also made the Money in / out / Net figures read low — the totals now match what's actually there.
• FixedImported statements credit the right person instead of quietly filing under whoever uploaded them, and the importer now tells you who it's attributing each transaction to.
• ImprovedClearing a backlog is quicker — Review groups every spelling of a shop into a single entry, so you answer once per shop instead of once per line.
• FixedWhen a filter matches nothing, Transactions now says so and offers to clear your filters, instead of showing “Nothing logged yet” as if your data had vanished.
• ImprovedAdding a deposit gives clearer errors — the exact box that needs fixing is highlighted, worded to match what you're adding (a bank FD vs a PPF/EPF/NPS balance).
• FixedThe dashboard net-worth card no longer shows a stray block when your net worth hasn't moved, and the month arrows are hidden on an investments-only view where nothing changes month to month.
• FixedThe sidebar Review counter clears the moment you finish categorising, and the “partial range” notice disappears as soon as your chosen dates are exact.
• FixedFlipkart Axis credit card statements now import the correct amounts — the card's cashback column was being read as the spend, making charges come in far too small.
• FixedICICI bank statements (the monthly savings e-statement) now read cleanly — transactions come through with proper merchant names instead of jumbled text and statement headers mixed in.
• ImprovedPrinting the family portfolio now gives each member their own page, plus a maturity-by-date schedule for planning.
• ImprovedYour own holdings show your name instead of “You”, and an HUF is clearly marked as its own entity across Investments, Family and printouts.
• ImprovedPPF, EPF and NPS show their full names and always display the current balance, whichever value view you pick.
• ImprovedFiltering transactions is now instant — date, category, account and who-paid all apply with no wait.
• ImprovedSnappier pages across Transactions, Dashboard and Investments — lighter charts and a deferred assistant load.

Major

• New“Ask your money” now reasons, not just reports — “which stock is doing worst”, “who paid more this month”, “why did my dining go up” — and explains what drove the change.
• NewWhat-if answers — “if I halved food delivery, how much would I save a year?” — worked out from your own spending.
• NewAsk flags unusual spending, and greets you with a quick “worth knowing” summary when you open it.
• NewAsk suggests smart follow-up questions, and understands phrases like “my Tata stocks” or “quick commerce”.
• NewManage household members and invitations from Settings, with friendly welcome emails.
• NewAsk spans deposits, portfolio and family — “when’s my next FD?”, “what’s our net worth?”.
• NewPrintable, exportable portfolio statement — for you, the whole family, or a single member.
• NewLight, Dark and System themes.
• NewPrivacy mode hides every value at a tap, with a device passcode / Face ID lock on the app.
• NewWeekly spending digest and deposit-maturity reminders via notifications.

Minor

• ImprovedYour real name now shows everywhere instead of “Me” — rename yourself or add a partner in Settings.
• ImprovedStatement reading understands UPI payees, so merchants come through clean instead of garbled.
• ImprovedCategory suggestions in Review are faster and no longer skip merchants when the AI hiccups — more of them get a one-tap suggestion.
• FixedMatured fixed deposits no longer double-count toward your net worth.
• FixedInvestments now group cleanly by type — all stocks together, all funds together — and deposits list soonest-maturing first.
• FixedThe Amount column no longer gets cut off on wide transaction tables.
• ImprovedClearer notes on the AI assistant — it’s read-only, runs only when you ask, and never trains on your data.
• ImprovedSign-in links now work across devices.
• FixedExpenses forwarded by email are attributed to the person who sent them.
• ImprovedMore accurate investment returns (XIRR) and an on-demand price refresh.
• FixedNet-worth and allocation figures reconcile across every screen.
• ImprovedOn-brand link preview when you share the app.

Major

• NewFamily Circle — your household’s combined net worth, split by member.
• NewThe family head can maintain everyone’s deposits and holdings.
• NewInvestments — track mutual funds, stocks, FDs/RDs and PPF/EPF/NPS in one place.
• NewReturns versus the NIFTY 50, plus allocation and concentration insights.
• NewSavings goals with a projected finish date based on your real saving pace.

Minor

• ImprovedPer-household currency and locale (display only — amounts are never converted).

Major

• NewUpload bank and card statements (PDF/CSV) — read, de-duplicated and categorized automatically.
• NewReconciliation — see what slipped between what you logged and what your statements show.
• NewBudgets, recurring-subscription detection, and forward-by-email capture.